explained really well here:
Mega BackDoor Roth IRA 看到的最好的解释
所有跟帖:
• The action to take is: immediately rollover -Benitez- ♂ (1238 bytes) () 12/31/2020 postreply 14:35:07
• 非常感谢!原来我亏大了,都不知道还可以有after tax 401k!! -投资抄底- ♀ (0 bytes) () 12/31/2020 postreply 14:36:43
• You can start from 2021! -Benitez- ♂ (53 bytes) () 12/31/2020 postreply 14:40:59
• 我下周还可以交今年的after tax 401 吗? 是不是直接转钱到401账户,然后第二天转到Roth 就行了? -投资抄底- ♀ (0 bytes) () 12/31/2020 postreply 14:54:19
• 好像这个after tax 401 是需要雇主401 plan 允许才可以的。不是人人都能存的。下周问问HR. -投资抄底- ♀ (0 bytes) () 12/31/2020 postreply 15:04:55
• You need to call the company that manages your employer's 401k. -Benitez- ♂ (490 bytes) () 12/31/2020 postreply 15:15:35
• 知道了,非常感谢!新年快乐! -投资抄底- ♀ (0 bytes) () 12/31/2020 postreply 15:24:53
• 新年快乐! -Benitez- ♂ (0 bytes) () 12/31/2020 postreply 15:27:30
• No, you cannot. It has to be from payroll deduction. (That is -Benitez- ♂ (0 bytes) () 12/31/2020 postreply 15:19:49
• 嗯,我后来查到了,不可以自己操作. -投资抄底- ♀ (0 bytes) () 12/31/2020 postreply 15:26:51