It all depends on the stage and financial situation of yourself

来源: jjj7 于 2015-12-14 04:58:41 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读： 0 次 (372 bytes)

回答: 15 years pay only 400 more than 30 years 由 LordofMoney 于 2015-12-12 19:18:11

I use 15yr in the beginning since I have no intention to expand. This way pays less interest.

Then, I want to expand and so refinced to all 30 yrs. (accumulate more downpay and reduce DTI)

Now, I reached the limit of # of loans (no more loans can be approved). All refinanced to 15 yrs (pays less interest, still positive cash flow).

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