may consider to buy: fixed income or municipal bonds

annuity has the limitation with withdrawal, although it offers a guaranteed income.

The fixed income mutual funds offer stable income with growth. The municipal bond offer 4-5% income without paying tax.

所有跟帖： 

• 谢谢专家指导。有风险吗？我是经不起一点风险的。曾吃过大亏，对风险非常敏感。这是养老的钱。 -awdr- ♀ (0 bytes) () 11/21/2014 postreply 15:45:22

• no risk: CD and annuity -Tianyazi- ♂ (0 bytes) () 11/21/2014 postreply 15:47:41

• 请问专家，哪里可买到？ -awdr- ♀ (0 bytes) () 11/21/2014 postreply 15:50:52

• 银行或基金公司？ -awdr- ♀ (0 bytes) () 11/21/2014 postreply 15:53:15

• CD: bankrate.com, check the online banks -Tianyazi- ♂ (1233 bytes) () 11/21/2014 postreply 16:23:10

• 能否推荐一些vanguard fund？再次感谢！ -awdr- ♀ (0 bytes) () 11/21/2014 postreply 19:47:13