There must be a cap rate

That is = When the market is positive, you get 140% of market return or xx% (maybe 15%?) which ever is lower. Assume you put $50k for 7 years, the total could be $400k including nice returns; Assume you are 40 years old now and start to withdraw when you are 80 and die at 90 (their illustration is always the "best case"); you'll have 40 years to compound and you only withdraw $$ for 10 years; so you'll have "每年可以拿十几万".

Ask for illustration with GUARANTEED results - If you tell them you are expecting to withdraw $$ when you are 60 years old and you are already 50 years old now, see the results :>)

If something is too good to be true then it is not true. Too many sales only tell you the good side of story (worse yet, with tons of assumptions). Put some effort to study the products; at least go with the sales who have been in business for 10+ years to be safe.

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• What I heard is that the manage fee is a big cost and not contro -ynzy- ♂ (0 bytes) () 12/19/2014 postreply 18:45:04