现自住房mortage3.5% 15年, WELLSFARGO。 已经付清过大半的PRINCIPLE。 现WELLSFARAGO 同意给多余10万的LOAN, 有三个选择:
1 HOME EUITY CREDIT LINE FOR $100,000, 00 , VARIABLE RATE FOR 4% 10 years, closing cost less than $600.00
2 HOME EUITY CREDIT LINE FOR $100,000, 00 , fixed RATE FOR 6% 10 years, closing cost less than $600.00
3 REFIANCE 现在的MORTAGE, 但是RATE 提高到3.875% , term for30YEARS, asked cosing cost for$7000,
请大家帮忙,closing cost $7000.00是不是太高了?
Thanks a lot