回复：health&beauty,易木, 请教二位.

Basically, it is the difference between traditional IRA and Roth IRA. Dependent on your income level and if you have 401k, the traditional IRA could be deductible or non-deductible.

所有跟帖： 

• 请指点迷津, 再谢. -美西游子- ♀ (94 bytes) () 04/11/2010 postreply 19:34:54

• There is indeed tax-deferral--the growth part is tax-deferral. -Morning3evening4- ♂ (103 bytes) () 04/11/2010 postreply 19:39:40

• Forgot the dividend part--regular account can not achieve this. -Morning3evening4- ♂ (0 bytes) () 04/11/2010 postreply 19:45:51

• 回复：请指点迷津, 再谢. -易木- ♂ (475 bytes) () 04/11/2010 postreply 19:54:48