不管如何，都不是她的错 如果是路上只有右拐箭头，她直行了,那就是她的错!

I think she is doing the right thing to tell the truth. If you are the one getting hit and the party at fault lying through her teeth, what would you think? The insurance company will still cover the damage, LZ will incur highier premium for the next few years. That's it.