麻烦大家给推荐loan agent，在Virginia。

还有一个问题：如果付points和不付points，月付差$60，5年能打平，房子我是打算长期持有，各位说我该选哪个呢？谢谢！

所有跟帖： 

• 利息越低越好。 -naive2- ♀ (32 bytes) () 12/17/2009 postreply 19:34:43

• 可是如果等于用1.75points买下来0.5%，你觉得合算吗？ -金色风铃- ♀ (38 bytes) () 12/17/2009 postreply 20:22:50

• 不合算！CaLoanAgent, please help out! -RE8888- ♂ (49 bytes) () 12/17/2009 postreply 20:27:45

• 谢谢！因为是出租房，要有1.75points， -金色风铃- ♀ (70 bytes) () 12/17/2009 postreply 20:39:12

• 高0.5% is OK. -RE8888- ♂ (248 bytes) () 12/17/2009 postreply 21:27:40

• Thanks! I guess it is not too bad. -金色风铃- ♀ (301 bytes) () 12/18/2009 postreply 08:48:56

• 这得看具体情况, 特别是长期财务规划。 -naive2- ♀ (70 bytes) () 12/18/2009 postreply 07:56:51

• 理解。我是追求the most reasonable solution. :-) -金色风铃- ♀ (0 bytes) () 12/18/2009 postreply 09:06:23

• 没必要买POINT -ranch99- ♀ (40 bytes) () 12/17/2009 postreply 21:48:00

• 这次我出closing cost，以后会refi的可能性很小很小。。。 -金色风铃- ♀ (36 bytes) () 12/18/2009 postreply 08:45:17

• I 'll gave you a phone number soon. -fxl888- ♀ (76 bytes) () 12/18/2009 postreply 09:56:44

• Thanks a lot! -金色风铃- ♀ (0 bytes) () 12/18/2009 postreply 10:06:20

• Please check your "qiao qiao hua". -fxl888- ♀ (0 bytes) () 12/18/2009 postreply 10:07:41

• Thanks! I got it. I have contacted her already. :-) -金色风铃- ♀ (0 bytes) () 12/18/2009 postreply 12:40:35