Let me try.

1. A;
2. No;
3. No;
4. C;
5. B;
6. B;
7. D;
8. B

1. Which are the three major credit bureaus in the United States?
A: Experian®, Equifax®, TransUnion®
B: American Express, Master Card, Visa
C: Bank of America, Citibank, Chase Manhattan

--------------------------------------------------------------------------------

2. Can checking your own credit report hurt your credit score?
Yes
No

--------------------------------------------------------------------------------

3. Can an employer get a copy of your credit report without your permission?
Yes
No

--------------------------------------------------------------------------------

4. How long can a bankruptcy stay on your credit report?
A: 2 years
B: 5 years
C: 7 years
D: 10 years

--------------------------------------------------------------------------------

5. What information is used to calculate your credit score?
A: Your average credit history from the previous year
B: The information that appears on your credit report the day your score is calculated
C: Information contained on your credit reports from the last three months
D: Your credit report and bank statements

--------------------------------------------------------------------------------

6. Credit repair companies:
A: Can "clean up" your credit by removing accurate, negative information
B: Can only legally dispute inaccurate information on a credit report, which you may do yourself for free
C: Help you legally create a new credit history
D: Do a better job if you pay them more money

--------------------------------------------------------------------------------

7. When is a consumer entitled to receive a free statutory credit file disclosure from a credit reporting company?
A: After they have been denied credit
B: Under the FACT Act, Americans will have the right to one free statutory credit file disclosure every twelve months from each of the three national credit reporting companies; residents of Georgia will be entitled two
C: When they write to a bureau and request a copy of their own report
D: A and B only

--------------------------------------------------------------------------------

8. When you marry, your credit report:
A: Is merged with your spouse's credit history
B: Stays the same. The only information on both spouses' reports are joint accounts or those for which one spouse is an authorized user
C: Shows your spouse's debt in a separate section
D: Is wiped clean so you can start again

所有跟帖： 

• 100% -va_landlord- ♂ (0 bytes) () 12/13/2009 postreply 20:27:17

• :-))) Thank you! I wasn't too sure about the credit repair comp -金色风铃- ♀ (67 bytes) () 12/13/2009 postreply 20:30:41

• good job!:-) 这笑脸蓝今天刚教的。挺好玩。俺的这个鼻子昨 -MrsKwok- ♀ (8 bytes) () 12/13/2009 postreply 20:54:37

• 这样看还行啦。。。。 -MrsKwok- ♀ (0 bytes) () 12/13/2009 postreply 20:55:19