Credit Score: 482 (Empirica)
Score Factors:
Serious delinquency, and public record or collection filed
Length of time since derogatory public record or collection is too short
Time since delinquency is too recent or unknown
Number of accounts with delinquency
两次bankruptcy.
没有被landlord eviction,
No matching eviction records found for subject 。
明天有一个小年轻22岁,加上一个女工友,都有工作,可能没有什么信用记录。所以要他爸爸做co-signer.由于他讨价还价,还说自己信用不错,所以其租金价格便宜$150。($1150 vs $1300 for single mom).
不知道哪个好一点?
.