I don't know the circumstance in Bay area. But here

来源: worriedmom1 于 2008-09-09 18:38:43 [] [旧帖] [给我悄悄话] 阅读数 : 0 (418 bytes)
本帖于 2008-09-09 19:16:03 时间, 由普通用户 表情符号 编辑

in NYC, it is difficult to get mortgage. Income may be too low to qualify (bonus are not always accounted for income), appraisal may not be high enough to come up with the maximun debt/value ratio, etc.

I know some young couples just lost their deposit (around $100K - $150K) because they couldn't get financing.

NYC's market is cooling, even the high end market started showing sign of crack.

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