回复:请问:无法偿还房贷,forclosure后银行是否会来收走其它一些赖以生存的钱。谢谢

来源: CyberCat 2008-09-19 11:19:19 [] [旧帖] [给我悄悄话] 本文已被阅读: 0 次 (533 bytes)
Mortgage loan is usually non-recourse loan, which means the mortgagee the only remedy to a default is to start a foreclosure proceeding. You don't have to worry about your personal properties. That being said, however, if you borrow against home equity line or from home equity loan, you do have to pay the money back regardless whether you still own the house or not. BTW, have you tried to negotiate with your mortgagee to devise a different payment plan? Don't give up your home unless you absolutely have no other options.
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