回复:经济萧条,普通老百姓最好的应对措施是什么呢? -具体个例

来源: free2005 2007-11-10 18:37:10 [] [旧帖] [给我悄悄话] 本文已被阅读: 0 次 (764 bytes)
My mortgage is about 1.5 times my income, and we are trying to borrow more and to carefully invest in stock market, and waiting to see good opportunity to move into the area where we have always wanted to live in.

My prediction is that we are going to see higher rates soon.

It's always a good idea to have RMB in hands, but this can be done bit by bit.

Bob Brinker said we need to triple diversify our investments, 1) with different assets, 2) within each assets, 3) and with dollar cost averaging (time diversification), for example, use 18 months to build a specific position, etc., etc..

RMD is kind of geographically diversification.
A house in China is almost a must.
Chinese stock market involvement strong preferred.

所有跟帖: 

谢谢你的信息! -Mom3- 给 Mom3 发送悄悄话 Mom3 的博客首页 (0 bytes) () 11/10/2007 postreply 18:50:42

买国内的房吧 -笨企鹅- 给 笨企鹅 发送悄悄话 笨企鹅 的博客首页 (0 bytes) () 11/10/2007 postreply 19:06:15

没国内户口麻烦很多,放别人名下有点犹豫。 -Mom3- 给 Mom3 发送悄悄话 Mom3 的博客首页 (0 bytes) () 11/10/2007 postreply 19:13:26

笨企鹅的主意噢,玩笑,哈哈 -ryanx30- 给 ryanx30 发送悄悄话 (0 bytes) () 11/10/2007 postreply 19:13:48

哈哈,还真被你给利用了。 -笨企鹅- 给 笨企鹅 发送悄悄话 笨企鹅 的博客首页 (0 bytes) () 11/10/2007 postreply 19:32:29

其实,每个投资都有优缺点,价格,价值,风险,流动性,回报,等等 -ryanx30- 给 ryanx30 发送悄悄话 (0 bytes) () 11/10/2007 postreply 19:39:49

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