401k advantages:1)before Tax money, 2)Company match,

3)long term investment, don't worry about the short term volitality, 4)dollar cost average:you put in money reguarlarly regardless market up or down 5)choose several different mutual funds, 6)then you sleep, don't need to worry, you may need to check result once a year.

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• one more: discipline - automatic deduct every month -ddreamer- ♀ (29 bytes) () 10/17/2007 postreply 20:08:10