Now, I just figure out where the misunderstanding coming from...

I think that my comment about you being too simply is correct.  If you look at the indentation of my first reply to this post, I am agreeing with you that 529 is not a Ponzi scheme and you have a lot of stock index funds, bond funds and age based funds to choose from.  If you read my following post which I have a section about investing for college tuitions.  My comments about 529 return is not good is based on my experience with Illinois 529 Bright Star program.  I am sure that some other states’ 529 might have better returns than Illinois’ one.  In addition to 529, I have also use UTMA accounts to manage my tuition investment for my kids.  529 is an investment program, any investments will have return associated.  This is an investment 101 course.

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• 共同探讨两点 -柠檬椰子汁- ♂ (3282 bytes) () 01/09/2018 postreply 09:38:58