3年翻倍，事半功倍？

来源: 美西游子 于 2012-03-09 09:31:34 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (14650 bytes)
本帖于 2012-03-09 09:32:16 时间, 由普通用户 美西游子 编辑

 

 

再论401K: 自杀 (now) or 他杀 (then)?

来源:  于  [] [博客] [旧帖] [转至博客] [给我悄悄话] 本文已被阅读：6059次

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Assuming your tax bracket is 37.3% (fed 28% plus 9.3% for Californians):

You take your 37.3% loss as soon as you elect not to contribute. Would you rather to take risk to make 401K contribution NOW to invest since mkt is at its 12- year low: buy low and sell high?

Your input would be greatly appreciated.

 

所有跟帖： 

• Contribute to 401K is always a gain: you don't have to buy stock -LaoWong- ♀ 给 LaoWong 发送悄悄话 (181 bytes) () 03/09/2012 postreply 11:48:39

• for 401k, if your rate is higher in retirement, it will be a los -meowi- ♀ 给 meowi 发送悄悄话 (0 bytes) () 03/09/2012 postreply 13:52:24

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