大家帮着看看这个贷款利率和cost合理不

谢谢指点！

房子 118500， Down 20%， Loan 94400， 按照second home，Rate 4.125%  30年fix

Settlement Charge:共 4605， 细节如下 

Origination charg  845

Appraisal 350.00

Credit Report 18.00

Tax Service Fee 60.0

 Title services and lender’s title insuranc 1200

 Owner’s title insuranc 1000

 Initial deposit for your escrow accoun 910

 Daily interest charge 162

 Homeowner’s insuranc 60

所有跟帖： 

• "second home"指的是投资房贷款吗? 还是按自住房利率来算? -菲宝宝- ♀ (0 bytes) () 01/12/2012 postreply 14:01:23

• 应该算半自住的投资房。比primary利率差，但是比investment好点 -forqi- ♀ (0 bytes) () 01/12/2012 postreply 14:18:01

• Origination fee.title insurance(lender's and owner's) are little -MrsKwok- ♀ (0 bytes) () 01/12/2012 postreply 15:23:26

• ，， are little high for such small loan.... -MrsKwok- ♀ (0 bytes) () 01/12/2012 postreply 15:26:37

• 回复：，， are little high for such small loan.... -forqi- ♀ (325 bytes) () 01/12/2012 postreply 16:00:07