AI for Age 63 投资分配
来源:
sji
于
2026-05-23 15:40:18
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Suggested Enhanced Portfolio (Age 63)
ETF
Allocation
Role
VTI
(Total Market)
30%
Core U.S. equity (better than VOO)
VXUS
(International)
15%
Global diversification
SCHD
(Dividend)
15%
Income + stability
QQQM
(Growth)
10%
Tech exposure
SGOV
or
SCHO
30%
Cash buffer
