这些都是monthly cost / per person? 好像比公司提供的医疗保险都贵很多。 还有 20%copay

 

AI Overview

While Medicare Part B doesn't have traditional copayments for most services, it does have a coinsurance component. After you meet your annual deductible, you'll typically pay 20% of the Medicare-approved amount for most doctor visits, outpatient care, and other services. This means you'll be responsible for a portion of the cost, with Medicare paying the remaining 80%. 

Here's a more detailed breakdown:

• No Copays:

  .

  Medicare Part B does not have copays in the same way that Medicare Advantage or Part D plans do. 

• Out-of-pocket maximum:

  .

  Original Medicare (Parts A and B) does not have an out-of-pocket maximum, meaning your costs could potentially be uncapped, according to the National Council on Aging (NCOA). 

• Preventive Services:

  .

  Many preventive services covered by Part B have no cost-sharing (deductible, coinsurance, or copayment). 

• Deductible:

  .

  In 2025, the annual deductible for Part B is $257. 
• Coinsurance:

  .

  After the deductible, you'll generally pay 20% of the Medicare-approved amount for most services. 

所有跟帖： 

• 是，数字是人/月。 提早退休以后开始研究各种保险及费用，对老东家更有感情了LOL -小小试一下水- ♀ (0 bytes) () 07/09/2025 postreply 09:37:55

• 对啊。65岁以后尽量不要有收入，如何安排after-tax, tax-deferred 和 tax-free 账户不简单 -老夏新生- ♂ (0 bytes) () 07/09/2025 postreply 09:48:40