this is a myth I am always questioning.

来源: planotx 于 2009-11-15 20:02:05 [] [旧帖] [给我悄悄话] 阅读数 : (456 bytes)
回答: 大家有从401K借钱付downpay的经验吗？ 由 lemonasd 于 2009-11-15 11:23:05

The double tax on borrowing 401k interest is a reason for many people to against borrowing 401k.

On the other hand, people has to know that the interest goes to 401k account. Yes, it will be taxed again when you take it out. But if the borrower gets the loan from bank, the interest paid on the loan will goes to the bank. It is 100% gone, which is wrose than double tax.

Therefore, I would not worry about double tax issue with 401k loan.

所有跟帖： 

• 借5W，要挣7.5W，税后才能剩5W去还401K，老了取钱，这5W再交一次税 -123YES- ♀ 给 123YES 发送悄悄话 (4 bytes) () 11/15/2009 postreply 20:25:54

• What is double taxation?! -sunskitehomes- ♂ 给 sunskitehomes 发送悄悄话 sunskitehomes 的博客首页 (374 bytes) () 11/15/2009 postreply 20:34:24

• 有点道理：） -123YES- ♀ 给 123YES 发送悄悄话 (0 bytes) () 11/15/2009 postreply 20:57:31

• So you do not know what is double taxed. -planotx- ♂ 给 planotx 发送悄悄话 (520 bytes) () 11/16/2009 postreply 03:34:52

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