Stupid idea

来源: 柠檬椰子汁 于 2022-11-30 05:31:04 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (1319 bytes)

https://homeguides.sfgate.com/can-transfer-home-children-still-mortgage-72294.html

Effect of Transfer With a Mortgage

If you have a mortgage, you technically can convey ownership to your children with a quitclaim deed, but the deed has no effect on the mortgage. It also doesn't transfer the obligation to pay the loan. Therefore, all you've accomplished is to give your home to individuals who have no obligation to pay for it – you're still legally liable for the mortgage. 

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