$180k/year for retirement? Not enough. Here are my expenses!

来源: hhtt 于 2017-04-25 09:59:12 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读：次 (688 bytes)

本文内容已被 [ hhtt ] 在 2017-05-12 13:55:46 编辑过。如有问题，请报告版主或论坛管理删除.

回答: 个人认为的退休收入是在付完房子和孩子学费的前提下每月有税前1万五左右由花$$$ 于 2017-04-25 06:59:15

I need about $500k a year during my retirement years.

$2.5M primary house: property tax=$50k/year and maintenance and garden=$15k

$1.5M vacation house: property tax=$30k/year and maintenance and garden=$10k

Travel: 4 time a year. First class ticket=$160k and lodging=$100k

Dining: Michelin star restaurants: $1k per visit and twice a month=$24k

Clothing and bags: $100k

I am tired of listing everything. That's it. To produce $500k/year, you will need $12M with 4% withdrawal rate. Keep working and investing. One day, you will be there. Good luck.

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• 仁兄是郭文贵级别富人，比不得。我等就普通百姓，粗茶淡饭，略有结余即可！ -花$$$- ♀ (0 bytes) () 04/25/2017 postreply 10:45:33

• Just kidding. $180k/year is very good retirement, not 粗茶淡饭. -hhtt- ♂ (0 bytes) () 04/25/2017 postreply 11:09:53

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