Since the housing price is pretty much the same between San Jose and Irvine, then the move is a sideways move. You should buy a house in Irvine with 50% down payment and borrow $450k if you can. The mortgage should be around 4.5% for 30-year fixed? You will also get the deductions from your income returns. The rest of $450k you can use the dollar cost average method to put them into the equity market. 70% of the money I will put it into total stock market index fund, 20% put into international fund and 10% for you to play in stocks. The long term market returns should beat mortgage rate easily. Good luck.
Here is what I would do.
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That's a good idea but I don't have a regular job so maybe no lo
-笨小子-
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04/20/2017 postreply
10:15:12
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50% down做贷款还是容易很多的
-blogcity-
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04/20/2017 postreply
11:08:56
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Understand. Then I would do this.
-hhtt-
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04/20/2017 postreply
11:31:43
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Thank you very much.
-笨小子-
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04/20/2017 postreply
12:39:08