不是每个公司都有ROTH 401K。如果有的话,ROTH就没必要了。
KEY TAKEAWAYS
- A Roth 401(K) is a tax-advantaged retirement savings vehicle that combines features from traditional 401(k) plans and Roth IRAs.
- Contributions and earnings can be withdrawn tax-free as long as certain criteria are met.
- In 2019, the contribution limit is $19,000, and those 50 and over can contribute an additional $6,000.