Health insurance plan

本帖于 2012-10-15 12:52:33 时间, 由普通用户 用户名被占用了 编辑

Next year my employer will not offer PPO anymore. They will offer several basic alternatives with less selections and services. First time I must contribute a portion towards the total cost. Besides the possibility that the business of my employer is going down, dramatic rising cost of future plan might be the major cause.

 

I am worried.

 

 

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本人认为,employer-based医保对费用增加有促进作用。好像给consumer多了一层隔离层。 -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 12:57:51

no i don't agree -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (420 bytes) () 10/15/2012 postreply 13:01:29

If group-rate can reduce the rate, wouldn't it be even lower if -老忽叔叔- 给 老忽叔叔 发送悄悄话 (116 bytes) () 10/15/2012 postreply 13:05:10

yes! -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (204 bytes) () 10/15/2012 postreply 13:07:15

That's a european-style system. It works great, but would never -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 13:36:08

It works only in some counties which -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (227 bytes) () 10/15/2012 postreply 13:44:37

Even that, I bet US will never pass anything like that. It's a -老忽叔叔- 给 老忽叔叔 发送悄悄话 (86 bytes) () 10/15/2012 postreply 13:46:23

the insurance market is organized and regulated by the state,but -WXC1204- 给 WXC1204 发送悄悄话 (530 bytes) () 10/15/2012 postreply 13:25:38

Wouldn't it be a socialism if you control the price? -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 13:38:40

of course it is not, even worse ... -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (281 bytes) () 10/15/2012 postreply 13:42:50

Haha, now I understand why GOP wants to have state control. -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 13:47:25

But, it's a easy fix, I suppose, have a federal exchange. -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 13:48:43

NO, it is not going to work! -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (148 bytes) () 10/15/2012 postreply 13:49:56

So, more mergers of insurance companies? That will drive down th -老忽叔叔- 给 老忽叔叔 发送悄悄话 (78 bytes) () 10/15/2012 postreply 13:51:54

Use anti-monoply law to break it -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (0 bytes) () 10/15/2012 postreply 13:53:53

then,break it! -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 13:54:21

break who? they exist only in small market -用户名被占用了- 给 用户名被占用了 发送悄悄话 用户名被占用了 的博客首页 (0 bytes) () 10/15/2012 postreply 14:02:50

small states or small market? -老忽叔叔- 给 老忽叔叔 发送悄悄话 (0 bytes) () 10/15/2012 postreply 14:08:25

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