请教一下这里的高手,有过购买结构性债券Structured Notes的经验吗?特别是经历过不同股票涨跌的时期?
正反2面的经验都很好。
直觉好处:利息高,简单。缺点是不保本,时间长。
以下是最近收到的一个package 供参考。
先谢谢了!
Issuer |
Type |
Product Name |
Term |
Term Sheet |
Prospectus |
Closing Date |
Goldman Sachs |
Notes |
Callable CMS Spread and Index-Linked Range Accrual Notes due guaranteed by The Goldman Sachs Group, Inc. |
15 years, Non-Callable for 1 Year |
9/28/2016 |
Underlying Assets: CMS, Russell 2000, S&P 500
Year 1-2: 8% (Fixed)
Year 3-15: 20 x (30year CMS - 2year CMS), Subject to Russell 2000 AND S&P 500 ≥ 55% on 9/28/2016 (Daily Accrual), Cap at 8%
Callable Date: 9/30/2017, and issuer can call Quarterly thereafter
Quarterly Payment
Payment at Maturity:
1. If BOTH Final Index Value of Russell 2000 AND S&P 500 ≥ 50% of initial level on 9/28/2016, Principal
2. If EITHER Final Index Value of Russell 2000 OR S&P 500 < 50% of initial level on 9/28/2016, Principal x Lesser Index Performance Factor*
* Lesser Index Performance Factor: Final Index Value of LESSER performing index / Its Initial Index Value