下载信用评估报告会降低/损害信用分数？

我也是刚听说，有两种。自己查的那种叫soft inquiry，不会有任何影响，可能还有帮助。别人查的，每次查都会掉分。掉多少，我也不知，有知道的说下。

Each hard inquiry can stay on your credit report for up to two years, but they generally only affect your score for the first 12 months, and the impact gets smaller throughout that first year. Although they eventually disappear, it’s best to avoid excessively shopping around for new credit cards or applying to lolans. The more hard inquiries you rack up, the bigger the hit on your credit score can be.

https://www.credit.com/credit-scores/does-checking-my-credit-score-hurt-my-credit/