You need to understand it before comment.

来源: autumnmoon 于 2009-01-13 06:30:43 [] [旧帖] [给我悄悄话] 阅读数 : 0 (674 bytes)
回答: 7% is not high return at all. 由 autumnmoon 于 2009-01-11 13:30:05

Your last post is more resonable than 1st one. As it has higher risk than CD, it is still a low risk product provided by an insurance company.

You need to know the risk by evulating why AIG is not down as LB. It is supported by goverment. But not as strong as CD supported by FDIC.

It is not Ponzi but a insurance product. As I say, it has lower risk than mutual fund but hifger risk than CD.

I also prefer another annunity that has 0 guarantee (that means that guarantee no loss) but with much lower cost. The expectation is around 9% compare this one is 7.2%
The later one is a product of ING, the biggest finance company in the world.

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