less what the mortgage owe and willing to take a lost, for reasons like foreclosure or owner deed back, you should receive clear title at closing without any problem, I have done this the past. the listing agent can also represent you, and you can talk to the agent about a commision kick back. but if you don't feel comfortable, you can also get your own agent.
a short sale is when the bank willing to take
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                    Thanks a lot! one more question
                     -paozima- 
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                        03/12/2007 postreply
                                                13:10:50
                    
                    
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                    there are not much different weather it is short pay sale or not
                     -jy101- 
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                        03/12/2007 postreply
                                                18:01:44