When finally US has to fix the debt problem,

I don't know when. Government is kicking the can down road. The later, the worse (more debt accumulated). But it has to be fixed someday.

When finally US has to fix the debt problem, one sure government way (it will happen 100%) is inflation. If you are out of stock market at that time, a few years high inflation will reduce your saving to half or worse.

I hope it happens as soon as possible. I can still handle it now. I don't want it happen at my 60s, 70s.