盲人摸象

In most cases, the difference between your policy's cash value and surrender value are the charges associated with an early termination.

Read more: Cash Value vs. Surrender Value: What Is the Difference? | Investopedia https://www.investopedia.com/articles/fa-profession/090816/cash-value-vs-surrender-value-what-difference.asp#ixzz5OJq9XlTw 
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