2008的危机是由於次贷利率reset而令次贷利率大额提升而引起。這情况今天不存在。

瑞銀的Ivy Zelman 2007年预測危机後，辭職回家乡。

http://seattlebubble.com/blog/wp-content/uploads/2007/10/2007-03-credit-suisse-mortgage-liquidity-du-jour.pdf

The forecast timing of the crash is shown in P.47 exhibit 42.

The article would stop homebuilders' investment banking business with Credit Suisse. As top analyst for homebuilding industies in CS,  Ivy Zelman had to resign and gave up her million dollars annual compensation when the article was published.