Roth IRA has no required minimal distribution (RMD) but other re

来源: 柠檬椰子汁 2018-02-20 11:16:28 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (486 bytes)
回答: 对退休金转入IRA 的理由不太明确.weiyi2018-02-20 11:11:57

https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-required-minimum-distributions

Traditional 401K, ROTH 401K, Traditional IRA, all have 70 1/2 RMD.

Roth IRA do not have such rule unless owner dies. 

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但是ROTH IRA 因为是税后的钱, 与税没有关系, 所以401a 403b 的钱应该是不可以转入它的.  -weiyi- 给 weiyi 发送悄悄话 weiyi 的博客首页 (36 bytes) () 02/20/2018 postreply 11:23:15

you can convert, you just have to pay income tax -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (179 bytes) () 02/20/2018 postreply 11:31:02

我以为只有,401K, IRA(traditional) and Roth IRA. tra -Jix2377- 给 Jix2377 发送悄悄话 (60 bytes) () 02/20/2018 postreply 11:37:42

Here are my answers. -hhtt- 给 hhtt 发送悄悄话 hhtt 的博客首页 (227 bytes) () 02/20/2018 postreply 11:40:57

今年的规定是,夫妇两个合报税的,总收入不得超过19万5千美元即可买ROTH IRA.最高一人6500美元. -zhshqg- 给 zhshqg 发送悄悄话 (0 bytes) () 02/21/2018 postreply 11:16:21

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