新的富人标准出来了。

来源: 圆西瓜 2017-06-22 21:58:55 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (3359 bytes)
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新的yard stick 立好了。拥有2.4 米才能算富人。

拥有一个米算生活比较舒适吧。

不过只有27% 的人认为财富是富裕的唯一标准。。


U.S.

WHO IS RICH IN AMERICA? WEALTH NOW STARTS AT $2.4 MILLION

BY TOM PORTER ON 6/21/17 AT 12:03 PMRobert Reich: What Is The Racial Wealth Gap?
 
U.S.

It was once the case that with $1 million in the bank, you’d be considered wealthy by most. But no longer.

According to research by American bank Charles Schwab, that benchmark has risen, and you now need at least $2.4 million to be considered wealthy.

In its survey of Americans aged 21 to 75 the bank asked how much people felt you needed to be considered "wealthy," and found that people believed that having $1 million only makes a person "financially comfortable" rather than well-off.

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[Mercedes Benz polo challenge] People enjoy an afternoon at the Mercedes-Benz Polo Challenge July 21, 2001 in Bridgehampton, New York. Americans now put a cash value of $2.4 million on what they consider "wealthy."SPENCER PLATT/GETTY IMAGES

Though there are now a record number of millionaires in the U.S., according to the Spectrum Group’s 2017 Market Insight report, they still only make up around 10 percent of the country's population.

The $2.4 million required to be considered wealthy is 30 times the $80,000 net worth of the average American household, according to the latest figures from the U.S. Census Bureau.

Though the number of American millionaires is growing, the number of Americans in the middle is shrinking—suggesting the split between rich and poor is growing. According to a 2016 study by Pew Research Center, the number of Americans considered to be in the middle income bracket in 2000 stood at 55 percent, but by 2014 this number had shrunk to 55 percent.

However, the Schwab survey also found that Americans view other aspects of life as making a person wealthy. While 27 percent defined wealth in cash terms, 24 percent defined it as gained through experiences, and 19 percent as "peace of mind." When asked about their priorities, most said they would rather have good health and gratitude than a lot of cash.

“Wealth is often thought of as a lofty, unattainable number that doesn’t apply to most of us, but that’s an old-fashioned notion that needs to be retired,” Terri Kallsen, head of Schwab Investor Services, said in a statement released with the findings.

The study also examines attitudes to wealth among millennials. Although about a third say they have a written financial plan (in contrast to 18 percent of baby boomers), the discipline does not transfer to their day-to-day spending, with 60 percent saying they don’t set a household budget or monthly savings goals.

http://www.cnbc.com/2017/06/21/how-much-money-americans-think-it-takes-to-be-considered-rich.html

 

所有跟帖: 

炒股的人说2.4米小意思啦 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 06/22/2017 postreply 22:38:48

炒股的说有一米可以退休,薯老爷别再掏粪了! -老朽- 给 老朽 发送悄悄话 老朽 的博客首页 (0 bytes) () 06/23/2017 postreply 06:48:46

网红很早退休的money mustache 他退休时候 -圆西瓜- 给 圆西瓜 发送悄悄话 圆西瓜 的博客首页 (93 bytes) () 06/23/2017 postreply 07:58:11

在湾区这点钱也就买个小黑屋 -我爱我家常便饭- 给 我爱我家常便饭 发送悄悄话 (0 bytes) () 06/23/2017 postreply 00:50:54

据说好点的小黑屋都涨到了5-6百万 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 06/23/2017 postreply 07:14:01

没有这么贵。 San Jose 6千多尺的房子也就3百多万 -IN_NJ- 给 IN_NJ 发送悄悄话 IN_NJ 的博客首页 (150 bytes) () 06/23/2017 postreply 10:05:36

2.4米算什么?还得上班吧? 要不然医疗保险怎么办? -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 06/23/2017 postreply 07:20:44

可以半退休,有的半工也有保险。 -圆西瓜- 给 圆西瓜 发送悄悄话 圆西瓜 的博客首页 (0 bytes) () 06/23/2017 postreply 07:59:55

2.4米算什么?----- 能照顾一下广大穷人的感受吗? -土棉农- 给 土棉农 发送悄悄话 土棉农 的博客首页 (169 bytes) () 06/23/2017 postreply 09:38:04

楼主说的是“富人标准”,2.4米肯定不是穷人,和广大穷人的感受没关系。 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 06/23/2017 postreply 10:01:35

2.4米买个刚够一家人住的condo还差不多 -鹿猪- 给 鹿猪 发送悄悄话 (0 bytes) () 06/23/2017 postreply 08:29:17

不算房子。俺也有2.4米了,但感觉还是个穷人 -IN_NJ- 给 IN_NJ 发送悄悄话 IN_NJ 的博客首页 (0 bytes) () 06/23/2017 postreply 09:54:54

有了钱还觉着穷,土豪也。没钱还奢侈,是真的富人。 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 06/23/2017 postreply 10:02:51

柠檬高见!!! -小鸡他爸- 给 小鸡他爸 发送悄悄话 (0 bytes) () 06/23/2017 postreply 14:28:17

主要是感觉和个人行为。中国贪官有了一亿, 成天感觉穷的要命。 -遍野无尘- 给 遍野无尘 发送悄悄话 遍野无尘 的博客首页 (0 bytes) () 06/23/2017 postreply 10:25:09

The benchmark should be varying by location! -CastlePines- 给 CastlePines 发送悄悄话 (0 bytes) () 06/23/2017 postreply 14:56:25

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