Of course you can put charge on your US credit card - credit card is for The World - anywhere you see the sign of Visa or MC, good for your same card(s).
However, most card issuers now have a 3% foreign transaction fee on any out of country transaction - it shows up as a separate line item as finance charge, dont be surprised by that. Actually such fee in the past was built in the exchange rate, but a class lawsuit 2 years ago forced the card issuers to separate the charge and show it independently.
Your ATM card can withdraw cash in local currency, from your bank account. However, your own bank usually would have outside network, or international withdrawal fee, per each usage. It ranges between $2 to $5. Check with your own bank. Some banks also pad 1% in the exchange rate - the 1% was supposedly the network charge.
Bank of America has its own Global ATM Alliance - in Canada if you withdrawal cash from Scotia bank's ATMs, you dont incur any fee, and the exchange rate generally is competitive.
However, most card issuers now have a 3% foreign transaction fee on any out of country transaction - it shows up as a separate line item as finance charge, dont be surprised by that. Actually such fee in the past was built in the exchange rate, but a class lawsuit 2 years ago forced the card issuers to separate the charge and show it independently.
Your ATM card can withdraw cash in local currency, from your bank account. However, your own bank usually would have outside network, or international withdrawal fee, per each usage. It ranges between $2 to $5. Check with your own bank. Some banks also pad 1% in the exchange rate - the 1% was supposedly the network charge.
Bank of America has its own Global ATM Alliance - in Canada if you withdrawal cash from Scotia bank's ATMs, you dont incur any fee, and the exchange rate generally is competitive.
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