一万多, Do this
自己上网买卖.
Buy 500 shares of FORD ( F ), it is at $10.40 as of 03/02/18. Dividend is 15 cents per quarter.
Rest of the money buy Target Dated Funds, say for the year 2035 or 2040.
https://www.thebalance.com/popular-target-date-fund-choices-2388571