上次问过退休账户如何买房。谢谢大家的解惑，自导IRA投资是正确的途径。在网上找了一通，真找到一家银行做这个。下面是它的贷款信息：
The interest rates for a non-recourse loan are as follows:
- 4.875% for a 5/1 ARM amortized over 15-20 years
- 5.75% for a 10/1 ARM amortized over 15-20 years
- 5.0% for a 10 year fixed loan that is amortized over a 10 year period
- 5.375% for a 15 year fixed loan that is amortized over a 15 year period
- 5.75% for a 20 year fixed loan that is amortized over a 20 year period
- Special quotes will be given for larger multi-family (2 units or more) rural & high rise condo properties
这似乎没有任何吸引力。我粗粗地算了一下我看中的房子，二十年固定利率贷款回报率（包括本金）只有7％。大家有何看法？
