根据我的经验，回答你的几个问题

来源: 和事佬于 2019-06-28 07:11:49 [档案] [博客] [旧帖] [给我悄悄话] 本文已被阅读：次 (3429 bytes)

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回答: 现场直播:海外华人在国内消费的重重障碍由宇都宫于 2019-06-28 02:11:51

1. 网上用的银行卡（连微信的），一定要支持网银。你的旧卡不支持，当然不能用

2. 你用旧护照办的银行卡，当然用新护照不能存取，这是为了保护你的钱。你应该带着旧护照和新护照，去更新信息。不光银行，任何存有旧护照信息的都有这个要求。

3. 淘宝的后台老板和微信支付是竞争对手，他们不想支持微信是他们的自由。当然，你也有选择在哪里买东西的自由。

4. 看看外国人在美国开银行账户需要什么：

What requirements do you need?

For the bank to be able to trust you, security measures have been heightened. Some banks will even require a background check before approving your account.

You will need to verify your identity, reliability, residency, and business. For businessmen, it is easier to set a bank account for your business if you have the required documents and approval. Please find below a list of all the requirements needed to open an account.

Two forms of valid photo ID: Your passport is a must + secondary form of ID like your student ID, driver’s license… etc.
Immigration documents: All legal documents, including your work or visit visa
EIN (Employer Identification Number): This is a number assigned to you (foreign business) by the IRS, you need it to open a business in the US or open a bank account.
US address: Most, if not all, banks require a physical US address to open a bank account; we’ll later discuss how to get one without necessarily being a US resident.
Initial Deposit: Every bank requires you to have a minimum deposit in your account (the amount varies from one bank to another), it can be as low as $10 or as high as $100.

5. 我上网查了一下，说开户的确严了，不过没有人说需要5-6个月。当然，需要开户的朋友最好自己托中国的朋友亲戚打听确认一下。

我的经验：我太太回国前微信都设置好。回去时带了1000人民币，基本没有用。全部都是用微信支付。