【今日房贷利率--CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA】10月15日 星期三(持平)

来源: 爱维贷款 于 2014-10-15 14:17:29 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (274533 bytes)
 
爱维贷款今日房贷利率（CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA）
SUMMARY：今天（10月15日, 星期三)的固定利率价格和昨天相比基本持平。

40万左右的购房贷款：

30年固定的利率保持在3.750%

15年固定的利率保持在2.875%

5/1 ARM的利率保持在2.500%


40万左右的无费用重新贷款：

30年固定的利率保持在3.875%

15年固定的利率保持在3.000%
 

(注:无费用重新贷款=no point, no closing cost, covers appraisal fee, transfer tax, title fee & credit report fee,etc)
 
****************************** CALIFORNIA ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
****************************** DELAWARE ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
 
******************************** FLORIDA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
 
******************************** GEORGIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
 
******************************** MARYLAND ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             
******************************** NEW JERSEY ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             
 
******************************** PENNSYLVANIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             
******************************** TEXAS ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             
******************************** VIRGINIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             
******************************** WASHINGTON ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.000 3.250 4.000 3.250 3.250 3.375
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.875 3.000 3.750 3.000 2.750 3.125
>$417K 4.125 3.375 4.125 3.375 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 3.750 2.875 3.750 2.875 2.500 2.875
APR 3.788 2.960 3.818 3.074 2.545 2.910
             
>$417K 4.000 3.125 ------ ------ 2.500 ------
APR 4.039 3.211 ------ ------ 2.545 ------
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.250 3.875 3.125 ------ ------
APR 4.039 3.353 3.924 3.235 ------ ------
             

Please note that rates are based on the following assumptions, and may be different depends on conditions. Please contact us for details:

1. Single Family House/Townhouse

2. Credit score 740+

3. Primary residence.

4. LTV<=75%, no 2nd mortgage/HELOC.

5. Loan Amount>$300K

6. 30 days lock in period.

7. With Escrow / impound account

More info, please visit my blog:  http://blog.wenxuecity.com/myoverview/61547/

 

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