【今日房贷利率--CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA】09月25日 星期四(持平)

来源: 爱维贷款 于 2014-09-25 11:25:18 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (274677 bytes)
 
爱维贷款今日房贷利率（CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA）


SUMMARY：今天（09月25日, 星期四)的固定利率价格和昨天相比基本持平。

40万左右的购房贷款：

30年固定的利率稳定在4.000%

15年固定的利率保持在3.125%

5/1 ARM的利率保持在2.750%


40万左右的无费用重新贷款：

30年固定的利率保持在4.125%

15年固定的利率保持在3.250%
 

(注:无费用重新贷款=no point, no closing cost, covers appraisal fee, transfer tax, title fee & credit report fee,etc)
 
****************************** CALIFORNIA ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
****************************** DELAWARE ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** FLORIDA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** GEORGIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** MARYLAND ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** NEW JERSEY ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
 
******************************** PENNSYLVANIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** TEXAS ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** VIRGINIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** WASHINGTON ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             

Please note that rates are based on the following assumptions, and may be different depends on conditions. Please contact us for details:

1. Single Family House/Townhouse

2. Credit score 740+

3. Primary residence.

4. LTV<=75%, no 2nd mortgage/HELOC.

5. Loan Amount>$300K

6. 30 days lock in period.

7. With Escrow / impound account

More info, please visit my blog:  http://blog.wenxuecity.com/myoverview/61547/

 

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