【今日房贷利率--CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA】09月22日 星期一(变好)

来源: 爱维贷款 于 2014-09-22 12:03:42 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (274724 bytes)
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爱维贷款今日房贷利率（CA、DE、FL、GA、MD、NJ、PA、TX、VA、WA）


SUMMARY：今天（09月22日, 星期一)的固定利率价格和上周五相比有所变好。

40万左右的购房贷款：

30年固定的利率回落至4.000%

15年固定的利率保持在3.125%

5/1 ARM的利率保持在2.750%


40万左右的无费用重新贷款：

30年固定的利率降至4.125%

15年固定的利率降至3.250%
 

(注:无费用重新贷款=no point, no closing cost, covers appraisal fee, transfer tax, title fee & credit report fee,etc)
 
****************************** CALIFORNIA ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
****************************** DELAWARE ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** FLORIDA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** GEORGIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** MARYLAND ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** NEW JERSEY ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
 
******************************** PENNSYLVANIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** TEXAS ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** VIRGINIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** WASHINGTON ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.250 4.125 3.125 3.375 3.750
>$417K 4.125 3.250 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.125 4.000 3.000 2.750 3.125
APR 4.059 3.183 4.082 3.084 2.805 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             

Please note that rates are based on the following assumptions, and may be different depends on conditions. Please contact us for details:

1. Single Family House/Townhouse

2. Credit score 740+

3. Primary residence.

4. LTV<=75%, no 2nd mortgage/HELOC.

5. Loan Amount>$300K

6. 30 days lock in period.

7. With Escrow / impound account

More info, please visit my blog:  http://blog.wenxuecity.com/myoverview/61547/

 
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