【今日房贷利率--DE、FL、GA、MD、PA、TX、VA、WA】07月21日 星期一(稍好)

来源: 爱维贷款 于 2014-07-21 14:08:48 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (221096 bytes)
 
爱维贷款今日房贷利率（DE、FL、GA、MD、PA、TX、VA、WA）


SUMMARY：今天（07月21日, 星期一)的固定利率价格和上周五相比稍微变好。

40万左右的购房贷款：

30年固定的利率稳定在4.000%

15年固定的利率稳定在3.000%

5/1 ARM的利率稳定在2.625%


40万左右的无费用重新贷款：

30年固定的利率下降至4.125%

15年固定的利率最好可做到3.125%
 

(注:无费用重新贷款=no point, no closing cost, covers appraisal fee, transfer tax, title fee & credit report fee,etc)
 
****************************** DELAWARE ******************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.651 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** FLORIDA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.651 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** GEORGIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.651 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
 
******************************** MARYLAND ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.751 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
 
******************************** PENNSYLVANIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.751 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** TEXAS ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.751 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** VIRGINIA ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.751 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             
******************************** WASHINGTON ********************************
             
PRIMARY RESIDENCE - REGULAR REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.125 3.125 4.125 3.125 3.375 3.750
>$417K 4.125 3.125 4.125 3.125 3.625 4.125
             
PRIMARY RESIDENCE - CASH-OUT REFINANCE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.125 ------ ------
>$417K 4.250 3.250 4.125 3.125 ------ ------
             
PRIMARY RESIDENCE - PURCHASE:        
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.000 3.000 4.000 2.875 2.625 3.125
APR 4.059 3.103 4.082 3.074 2.751 3.179
             
>$417K 4.125 3.250 ------ ------ 3.250 3.625
APR 4.184 3.394 ------ ------ 3.313 3.689
             
INVESTMENT PROPERTY - PURCHASE:      
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.250 3.250 4.125 3.375 3.375 3.625
APR 4.307 3.333 4.208 3.459 3.421 3.672
             

Please note that rates are based on the following assumptions, and may be different depends on conditions. Please contact us for details:

1. Single Family House/Townhouse

2. Credit score 740+

3. Primary residence.

4. LTV<=75%, no 2nd mortgage/HELOC.

5. Loan Amount>$300K

6. 30 days lock in period.

7. With Escrow / impound account

More info, please visit my blog:  http://blog.wenxuecity.com/myoverview/61547/

 

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