大拿们,麻烦帮忙看看: 买主贷款出问题有欺诈,卖主如果void contract, but not release deposi

来源: 2018-05-30 18:21:39 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (1705 bytes)
本文内容已被 [ jass ] 在 2018-05-30 18:22:52 编辑过。如有问题,请报告版主或论坛管理删除.

in VA:

 

买主贷款 pre-approval with conventional loan with 3% down with PNC bank,

seller agent found out = 22 days later and about 10 days before closing, it has not gone through underwriting. 

In fact within 3 days under contract, buyer signed FHA loan doc. Buyer can't ge loan and settle on time so give void notice using conventional financial contingency. 

buyer agent said buyer can't qualify for either conventioanl or FHA> 不过没有出信,只是一个PNC bank email saying they do not qualify. Yet there is only 1 loan number, they said buyer was denied from both conventional and FHA. 卖主认为买主故意欺诈。卖主浪费了45天。

Then buyer switchs bank on settlement date, and ask for 14 day extention for a new loan. But they do not want to risk a penny of EMD, just want free extension.

Seller demands some part of EMD as guarantee if buyers can't get loan again. Buyer rejected. Seller also demands seller credit, since seller will not sell to them if knowning it is FHA loan, nor sell at the price (about 2% off sales price).

THen buyer sends out void contract notice and release EMD. 

Seller wants to void contract, bring it back to market, but not release EMD until it is clear there is no 欺骗。 Almost 99% there is 欺诈 with first loan officer. Seller wants to know if he can sell first, then sue buyer for damage after settlement with new buyer.

Is it possible?

If not, can seller rent it?

Any advice is appreciated!

 

所有跟帖: 

欺诈, 证据不充分吧。 重新上市就是了。 -小鸡他爸- 给 小鸡他爸 发送悄悄话 小鸡他爸 的个人群组 (0 bytes) () 05/30/2018 postreply 18:54:28

现在loan 好难做的 PNC 本身就很做的loan -feifei001- 给 feifei001 发送悄悄话 feifei001 的个人群组 (0 bytes) () 05/30/2018 postreply 19:24:06

还想继续卖房就别打官司。下次挑offer的时候别只看价钱,看看他们的financial conditions。 -want2freedom- 给 want2freedom 发送悄悄话 want2freedom 的个人群组 (0 bytes) () 05/31/2018 postreply 06:23:31

你只有三种选择 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 sweetptt 的个人群组 (212 bytes) () 05/31/2018 postreply 09:20:37

Thanks! Just list again as active, did not return EMD. If I get -jass- 给 jass 发送悄悄话 jass 的个人群组 (0 bytes) () 06/03/2018 postreply 14:22:19

how long was your contingency period? -gqc- 给 gqc 发送悄悄话 gqc 的博客首页 gqc 的个人群组 (0 bytes) () 05/31/2018 postreply 09:33:19

26 days -jass- 给 jass 发送悄悄话 jass 的个人群组 (0 bytes) () 06/03/2018 postreply 14:20:58

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