地主婆贷款问题

来源: minin-地主婆80 于 2018-03-26 22:46:18 [] [旧帖] [给我悄悄话] 本文已被阅读： 次 (4182 bytes)
本文内容已被 [ minin-地主婆80 ] 在 2018-03-26 23:41:31 编辑过。如有问题，请报告版主或论坛管理删除.

因为厌恶每天都要早早起来上班，所以去年辞了工作。目前 收入全部来自于全款买的condo收入，不多。


请问如果到银行去申请贷款， 能申请得到吗？自住房 也交 清 了, mortgage free at this moment. 

My problem is that I have no W2. My whole income depends on the rental income from the two condos. After a few phone calls, sounds like I am onlly qualify for home equity loan. I am mortgage free and also have investment in stock and retirement account. However, the bank wont take consideration of these assets, but only regular income and cash flows from the rental. I prefer to borrow from the bank due to the lower interest rate. 

For those who have experience in borrowing a loan, please analyze my situation and tell me that I can get approved for a loan or not. Thanks. 

 

所有跟帖： 

• 你应该直接去找贷款经纪，或各银行贷款部门，一般来说有报税记录，投资房放百分之二十五头款没什么问题。 -老朽- ♂ 给 老朽 发送悄悄话 老朽 的博客首页 (0 bytes) () 03/26/2018 postreply 23:54:17

• 谢谢老朽， 这么晚了还回答我的问题。 好吧， 明天把材料准备好， 给银行送去 -minin-地主婆80- ♀ 给 minin-地主婆80 发送悄悄话 (0 bytes) () 03/27/2018 postreply 00:09:36

• 如果说condo收入够就没问题 -奇虎贷款- ♂ 给 奇虎贷款 发送悄悄话 奇虎贷款 的博客首页 (0 bytes) () 04/06/2018 postreply 15:25:59

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