哈佛MD-PhD可能特殊，多数的MD-PhD，学生进去的时候finance是个重要考量, 免学费 + 几万stipend

"Most MD-PhD programs grant entrants tuition-free training. In addition, most students in those tracks earn a stipend, which according to the AAMC report, can be as high as $38,000 annually"

 

https://www.ama-assn.org/medical-students/preparing-medical-school/considering-md-phd-program-heres-what-you-should-know#:~:text=Most%20MD%2DPhD%20programs%20grant,as%20high%20as%20%2438%2C000%20annually.