If you claim damage from your own insurance policy, your insurance premium will increase.
Even if the other party has no insurance, you can still pursue damage compensation from him. If the other party's compensation does not satisfy you, you can go to court. The court will order a marshall to get the money for you, even out of the other party's future salary/wage and asset liquidation. If the other party is poor and filed bankruptcy, you can then get money from your own insurance policy.
When your own insurance policy pays you, you will be likely investigated for insurance fraud.
Even if the other party has no insurance, you can still pursue damage compensation from him. If the other party's compensation does not satisfy you, you can go to court. The court will order a marshall to get the money for you, even out of the other party's future salary/wage and asset liquidation. If the other party is poor and filed bankruptcy, you can then get money from your own insurance policy.
When your own insurance policy pays you, you will be likely investigated for insurance fraud.
