refinance appraisal refund

来源: LAquestion100 2015-06-24 11:27:56 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (775 bytes)

问问大家的看法

thinking of refinancing the mortgage load, talked to the lender, she asked me to order the appriasal right away, then she'll reimburse me this fee after. I did.
Later, I talked to another lender, and found out her load is 0.5% higher, so I told her I am not going to get the loan from her, and wanted to cancel the order for appraisal. She said she wont refund the appraisal fee to me for 100%.

Do you think what she does is appropriate? I try to argue with her that she has not done anything yet. I just ordered the appraisal, but the appraisal has not been done yet.

Thank you veyr much for your inputs.
My type in chinese is very slow...

所有跟帖: 

贷款公司说不能全部返还appraisal fee的意思是要扣除贷款程序启动过程中的其它费用吧,如credit check等费用。 -水中捞月- 给 水中捞月 发送悄悄话 水中捞月 的博客首页 (95 bytes) () 06/24/2015 postreply 11:50:54

惠惠說 老貓不能罵人,所以..... -單身老貓- 给 單身老貓 发送悄悄话 單身老貓 的博客首页 (77 bytes) () 06/24/2015 postreply 11:51:08

你答应了用人家,你改主意要在这之前,已经做 appraisal了,你就得付这个钱了。你可以出钱把appraisal 买下来,给现 -goingplace- 给 goingplace 发送悄悄话 goingplace 的博客首页 (0 bytes) () 06/24/2015 postreply 12:29:41

给现在的 lender用。 -goingplace- 给 goingplace 发送悄悄话 goingplace 的博客首页 (0 bytes) () 06/24/2015 postreply 12:37:46

appraisal not done yet, just order the appraisal -LAquestion100- 给 LAquestion100 发送悄悄话 (266 bytes) () 06/24/2015 postreply 12:41:30

那你取消appraisal不就好了? -goingplace- 给 goingplace 发送悄悄话 goingplace 的博客首页 (6 bytes) () 06/24/2015 postreply 12:46:40

current problem -LAquestion100- 给 LAquestion100 发送悄悄话 (224 bytes) () 06/24/2015 postreply 12:51:55

别人不理你是生你的气,看来你的沟通也有问题, -水中捞月- 给 水中捞月 发送悄悄话 水中捞月 的博客首页 (226 bytes) () 06/24/2015 postreply 12:52:17

多半是lender已经叫别人去做了。到那一步不知道,她也控制不了。 -jin_yin_hua- 给 jin_yin_hua 发送悄悄话 (0 bytes) () 06/25/2015 postreply 00:28:15

100% 拿回来是不可能的。你自己改主意了,不是别人不做你的生意。 -郁金香花园- 给 郁金香花园 发送悄悄话 郁金香花园 的博客首页 (0 bytes) () 06/28/2015 postreply 23:33:01

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