保险公司的信说, the middle driver has filed a liability claim against your policy as a result of the accident. We have responded to this by taking the following action(s): Make an offer to settle the bodily injury claim. Based on our liability decision, we will not pursue collection of any damages you sustained, including your deductible, if applicable. Therefore, we surrender to you our rights to recover your damages. You may pursue the other party for damages you feel you are entitled. However per the policy agreement under the subrogation rights, we are entitled to any collections or recoveries you receive over the deductible amount you paid.
收到这封信我也没有采取任何行动。可是今天收到法院的civil citation. 保险公司信中所说的那位要告我 赔偿以下几项:A. Reasonable medical care and expensed in the past. B. Reasonable and necessary medical care and expenses which will in all reasonable probability be incurred in the future. C. Physical pain and suffering in the past. D. Physical pain and suffering in the future, and E. Loss of earnings in the past.
想请教老猫,我应该采取什么步骤应对,准备什么材料?
谢谢