赞。有各种样投资方法：我曾经投过life settlements

Life settlement is another type of investment methods.  dot.com bubble 时， Life Settlements 的投资保了我家基本生活。随着人的寿命越来越长， 投Life Settlements 要做些homework， 回报也不错的, easily beat bonds and stocks average,  plus almost no risk. 但是 liquidation 是 issue 如果急用钱的话。 

So, besides bonds, stocks, mutual funds, etc, there are many ways to get wealth. To be humbled, to learn, and to be rich.