7/27寄出 485 & 130, 8/23接到RFE:
1. submit all supporting tax doc. for the most recent year.
我前年被公司lay off, 去年收入只有alimony received ($19k) , 没有W-2, 1099之类的， 之前已附上divorce decree and MSA (离婚协议）， 还要什么呢？
-Did you file the tax return of 2017? If no, you need to explain why you did not file it (e.g. your income was lower that the requirement of IRS for tax return filing, so you were required to file the tax return, thus you did not file it).
我2017报税了(收入就是不足一年的alimony, 19k) ，并且把税表附在I-864 后，并附上Divorce Decree 及 离婚协议，但我没有1099或W-2等等，还需要什么报税支持材料吗？
-Just provide these documents again for this RFE and explain that is all you have for 2017.
2。Based on the doc. submitted with I-864, the income did not meet 125%. Submit evidence of assets that meet the standards listed below or obtain a different joint sponsor.
个人收入情况：alimony ( 5年limited duration) $27000/y 从去年三月开始。今年三月刚找了一份lab小时工，开出的employment letter上写明年收入 $22000/y (折算今年实收将有$17000), 这样今年收入应该有$44000, 两个孩子加父母，五口人联邦125%应为$36775, 应该够啊！雇主是正规单位，employment letter 也应该没问题呀。
-USCIS used your income of 2017 to estimate whether you have the financial ability to meet the 125% of the poverty line in 2018. So, obviously your income does not meet the requirement. If your parents apply for the green card in 2019, then you can use your income of 2018 to support them, and thus your income will be OK.
不是很明白您的意思，您是说我只能等到2019才能帮他们申请吗？这次申请（2018年7月）income 肯定不够了是吗？-那么我这次的income到底算多少呢？就是2017税表上的19k吗？
-Right. Based on the USCIS rule, they used your income of the most recent year for as your sponsor support. So, you also need to provide your property value or find a joint sponsor.
他们不考虑今年的收入情况吗？-This income is just estimation because this year has not ended yet, so they just use it as reference, i.e. they will see whether you have the ability to continue your support for the future a few years. For example, you have enough income of 2017, but if you have no job (no income) in 2018, your parents' green card application might not be approved.
另外我为防万一，交表时已附上银行清单（是父母名下的美国银行帐户）， $70k current balance, 12month 平均也有$51k.
-Your parents' money cannot be used to sponsor themselves.
明白了，不会在用了。
现在真的不知道问题出在什么地方，准备材料是很小心的，现在应该怎么办呢？
要找joint sponsor 感觉不大容易，如果需要另加存款证明可能还是可以的（五万，八万？） 再就是用父母国内的退休金作为总收入？ 或是房产证作为 Assets?
-You can use your personal properties such as, your bank deposit, stock, your house market value for this RFE, but your parents' property cannot be used for this issue.
好的，我考虑存入现金存成CD, 因为bank statement 要看12月平均，现在存进去也来不及了。您看可以吗？
-I am not sure. But do whatever you can.
IRA上还有点钱也加上去。-Just count it, and don't need to withdraw it and deposit to Savings; even if 401K, etc. also can be counted. Just provide the evidence that you have IRA and 401K accounts, and explain these kinds of money can be cashed/withdrawn any time you want to.
非常感谢！！！
父母来过美国多次，这次是B-2十年签，4月份来的。目前我没有找joint sponsor.
